About Us

Who We Are

Loan Basket is a new-age financial services firm with its roots in ethical lending and long-term financial well-being for individuals and businesses.

We began our journey in the Delhi NCR region, facilitating business loans for corporates, personal loans for individuals, and funding for self-employed professionals such as CAs and doctors. Over time, we expanded into auto loans, home loans, gold loans, loans against property, and education loans—working closely with DSAs, but from a financial consulting perspective rather than purely profit-driven motives. Our aim has always been to reduce debt burdens and guide borrowers towards the right financial choices.

In our early years, we supported emerging firms like Country Delight, Park+, Mamaearth, Blusmart and DMRC vendors, who have since grown into well-recognized names in the startup ecosystem. Loan Basket operates as a child company of McInsights LLP, a consulting-led firm with global reach.

Our Values

Transparency:

Clear information with no hidden terms

Customer First:

Every solution tailored to user needs

Integrity:

Ethical lending partnerships only

Innovation:

Technology that simplifies borrowing

Trust:

Long-term relationships built on reliability

Our Mission

To empower customers with the right financial information, competitive loan options, and expert support so they can make confident and informed borrowing decisions.

Our Vision

To become one of the most ethical financial institutions in the country, with an international footprint in digital lending solutions, MDM, portfolio management, and Credit Scoring as a Service (CSaaS)—already being catered to markets in Africa, the Middle East, Europe, and Latin America.

Innovation & Growth:

Ground-breaking QR code-based lead generation technology

Development of CSaaS econometrics, implemented in the last two years

Soon-to-launch WhatsApp-based lending solutions in collaboration with META (a first-of-its-kind in India, with IPRs secured)

Future launch of LB Scores—a curated, advanced alternative to CIBIL and Equifax for creditors

Our Founder’s Vision

Loan Basket was founded with a clear vision — to simplify the complex loan ecosystem and make borrowing transparent, fair, and accessible for everyone.

Our founder recognized that many borrowers struggle due to lack of clarity, hidden charges, and limited access to reliable financial information. Loan Basket was created to bridge this gap by offering a single platform where users can compare multiple loan options, understand terms clearly, and choose what truly fits their financial goals.

Joy Chatterjee

Founder

PROFESSIONAL TEAM

Discover the Faces Behind the Team

Our platform works with experienced financial partners and reputed banks to ensure you get reliable loan options with complete transparency.

Sanjay Mazumdar

Sanjay Mazumdar

Chairman
( Chair of the Audit & Privacy Committee)
Taposhi Mazumdar

Taposhi Mazumdar

Treasurer
(Chair of the Compensation, Nominating & Governance Committee)
Joy Chatterjee

Joy Chatterjee

President & VC
( Member of the Risk & Strategy Committee)
Himanshu Sikriwal

Himanshu Sikriwal

Executive Director
Executive Director - ( Member of the Risk & Strategy Committee)
DESIGNATION
NAME
Chief Executive Officer
Joy Chatterjee ( interim COO) , Founder
Business Head
Himanshu Sikriwal, Co-founder
Chief Finance Officer
CA Harsh Agarwal
Chief Marketing Officer
Rainia Rashid
Chief Sales Officer
Daniel Hawkyard, supported by Deepak Gulati, Thinley K. Bhutia, and Sandeep Singh
Chief Product Officer
Ashwani Maurya
Chief Human Resources Officer
Sundanda Banerjee, supported by Anurag Tirkey
Chief Distribution Officer
Michael Aaron Katz, supported by Billy Luckey and Rajneesh Kumar
Chief Technical Officer
Govind Singh Tomar
Chief Information Officer
Abhijeet Ghude, supported by Udit Sharma
Chief Innovation Officer
Sankalp Gupta, supported by Bhawna Manral
Chief Compliance Officer
Atul Dighe and Drew Tanenbaum
Chief Credit & Risk Officer
Geetika Tripathi
Chief Data Officer
Vishant Kumar
Chief Data Science Officer
To be announced
Chief Legal Officer
Jennifer Kugler
Chief Sustainability Officer
Garvit Sehdev
Chief Digital Officer
Pawan Kumar, supported by Rugved Pathak
Chief Strategy Officer
Anas Ali Jaffrey
Chief Communication Officer
Tuhina Choudhary and Andrew Schumacher