Loans

Find the Right Loan for Every Need

At Loan Basket, we offer a wide range of loan solutions designed to meet personal, professional, and business financial requirements. Our platform helps you understand each loan type clearly so you can make the right borrowing decision with confidence.

Personal Loan

Personal loans are unsecured loans that can be used for multiple purposes such as medical expenses, weddings, travel, education, or emergency needs. These loans do not require any collateral and are approved based on your income and credit score.

Key Highlights

No collateral required
Quick approval & fast disbursal
Offers from top banks & NBFCs
Flexible repayment tenure
Minimal documentation

Loan Details

Interest Rate
9.99% p.a. onwards
Loan Amount
Up to Rs.1 crore
Loan Tenure
Up to 7 years
Up to 7 years
0% - 6% of the loan amount + GST

Home Loan

A home loan helps you purchase, construct, or renovate a residential property. You pay a small down payment, and the remaining amount is repaid in easy monthly EMIs over a long tenure at comparatively lower interest rates.

Key Highlights

Lower interest rates compared to other loans
Long repayment tenure up to 30 years
High loan amount eligibility
Flexible EMI options
Tax benefits as per applicable laws

Loan Details

Interest Rate
Starting from 7.35% p.a.
Loan Amount
Up to Rs.10 crore
Loan Tenure
Up to 30 years
Processing Fee
From 0.5% onwards

Car Loan

A car loan helps you purchase a new or used vehicle by financing most or even the entire on-road price. The loan is repaid through easy monthly EMIs over a fixed tenure, with the vehicle acting as collateral.

Key Highlights

Financing for new & used cars
Attractive interest rates
Flexible repayment tenure
Fast approval process
Option for up to 100% on-road funding

Loan Details

Interest Rate
Starting from 7.60% p.a.
Loan Amount
Up to 100% of car value
Loan Tenure
Up to 7-8 years
Collateral
Vehicle itself

Two Wheeler Loan

A two-wheeler loan helps you purchase a motorcycle or scooter without paying the full amount upfront. The loan is repaid through easy EMIs, with flexible tenure and quick approval.

Key Highlights

Financing for bikes & scooters
Affordable interest rates
Flexible repayment tenure
Quick & simple approval process
Option for high on-road funding

Loan Details

Interest Rate
Starting from 11% p.a.
Loan Amount
Up to 100% of vehicle value
Loan Tenure
Up to 4-5 years
Collateral
Vehicle itself (Hypothecation)

Used Car Loan

A used car loan helps you purchase a pre-owned vehicle by spreading the cost into easy EMIs. Banks and NBFCs offer flexible tenures and competitive interest rates, with the vehicle itself acting as security.

Key Highlights

Financing for pre-owned cars
Affordable EMIs with lower loan amount
Flexible repayment tenure
Quick approval with minimal paperwork
No separate collateral required

Loan Details

Interest Rate
Starting from 8.90% p.a.
Loan Amount
Up to 100% of car value
Loan Tenure
Up to 5-7 years
Collateral
Car itself (Hypothecation)

Education Loan

An education loan helps students pursue higher studies in India or abroad by covering tuition fees and related expenses. Repayment starts after course completion, making it easier to focus on studies first.

Key Highlights

Studies in India & abroad
Flexible repayment after course completion
Moratorium period available
Covers tuition & study-related expenses
Tax benefits on interest paid

Loan Details

Interest Rate
Starting from 4.00% p.a.
Loan Amount
Up to ₹1 Crore
Loan Tenure
Up to 15-20 years
Repayment Starts
After course completion

Business Loan

A business loan helps entrepreneurs and companies meet financial needs such as working capital, business expansion, machinery purchase, or operational expenses. These loans can be secured or unsecured and are repaid through easy EMIs.

Key Highlights

Funding for business growth & expansion
Secured & unsecured loan options
Flexible repayment tenure
Quick approval & fast disbursal
Suitable for MSMEs & startups

Loan Details

Interest Rate
Starting from 9.50% p.a.
Loan Amount
Up to ₹5 Crore
Loan Tenure
Up to 7 years
Processing Fee
From 0.5% onwards

Gold Loan

A gold loan is a secured loan where you pledge gold jewellery or coins to get instant funds. The loan amount is based on the gold’s purity and market value, and the gold is safely returned after repayment.

Key Highlights

Loan against gold jewellery & coins
Lower interest than personal loans
Multiple repayment options (EMI / Bullet)
Instant approval & quick disbursal
No income proof required

Loan Details

Interest Rate
Starting from 8.50% p.a.
Loan Amount
Up to ₹2 Crore
Loan Tenure
3 Months – 4 Years
Collateral
Gold jewellery / coins

Loan Against Property

A Loan Against Property allows you to raise large funds by mortgaging your residential or commercial property. It offers lower interest rates and longer tenures, making it ideal for business needs, education, or major personal expenses.

Key Highlights

Loan against residential & commercial property
Lower interest rates than unsecured loans
High loan amount eligibility
Long repayment tenure
Multiple end-use options

Loan Details

Interest Rate
Starting from 8.25% p.a.
Loan Amount
Up to ₹10 Crore
Loan Tenure
Up to 15 Years
Collateral
Residential / Commercial Property

Loan Against Security

Loan Against Security allows you to borrow funds by pledging your financial investments like shares, mutual funds, bonds, or ETFs—without selling them. You retain ownership of your portfolio while enjoying instant liquidity.